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Direct linkDing, Lei; Quercia, Roberto G.; Reid, Carolina K.; White, Alan M. – Journal of Policy Analysis and Management, 2012
State antipredatory lending laws (APLs) are designed to protect borrowers against predatory lending that can increase the risk of default and deplete the home equity held by borrowers. Federal regulators instituted preemption that limited the scope and reach of state antipredatory lending regulations for certain lenders. Based on the variation in…
Descriptors: Evidence, Consumer Education, Laws, Risk
