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Download full textJohnson, Carrie L.; O'Neill, Barbara; Worthy, Sheri Lokken; Lown, Jean M.; Bowen, Cathy F. – Journal of Financial Counseling and Planning, 2016
This study used data from online focus groups collected from November 2014 to April 2015 to understand college students' decision-making processes when borrowing money to finance their education. Data were collected using an online course management system. Results suggest that (a) students relied heavily on advice from parents, guidance…
Descriptors: Student Loan Programs, Debt (Financial), Paying for College, Loan Repayment
PDF pending restorationMerisotis, Jamie P. – Journal of Student Financial Aid, 1988
Information on GSL defaults in five states is reviewed: California, Illinois, Massachusetts, New Jersey, and Pennsylvania. Default rates are defined and levels of default are examined using a variety of analytical methods. (Author/MLW)
Descriptors: Comparative Analysis, High Risk Students, Higher Education, Loan Repayment
New Jersey State Dept. of Higher Education, Trenton. – 1988
The nature of the loan default problem in New Jersey, the reduction of defaults in the New Jersey Guaranteed Student Loan Program, default prevention initiatives, and the recommendations of the Default Task Force are discussed. Findings include the following: (1) most defaulters are low-income students, and half were students in proprietary school…
Descriptors: College Students, Federal Aid, Higher Education, Loan Repayment
