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Download full textLiu, Edward C.; Stiff, Sean M. – Congressional Research Service, 2023
In August 2022, the U.S Department of Education (ED) announced it would invoke the Higher Education Relief Opportunities for Students Act of 2003 (HEROES Act) to cancel up to $20,000 of federal student loan debts for borrowers who fell below certain income thresholds. The HEROES Act authorizes the Secretary to "waive or modify" statutory…
Descriptors: Student Loan Programs, Loan Repayment, Federal Legislation, Debt (Financial)
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Direct linkDarolia, Rajeev; Harper, Casandra – Educational Evaluation and Policy Analysis, 2018
A prominent concern is that college students are harming their long-term economic prospects by making student loan decisions without full information about the implications of their choices. We designed an experiment to examine students' responses to a debt letter, an increasingly popular strategy to provide easily accessible information about…
Descriptors: College Students, Student Financial Aid, Debt (Financial), Decision Making
