Ensuring postsecondary education is affordable for Kentuckians is a top priority of the Council on Postsecondary Education (CPE) and higher education institutions. Maintaining access to life-changing postsecondary credentials benefits both individuals and the state alike. This inaugural report on undergraduate student debt demonstrates that…

In Kentucky and around the nation, the cost of college attendance has risen steadily over the past two decades, while total undergraduate enrollment has leveled off or declined. Kentucky has taken aggressive measures to limit tuition increases and increase state and institutional aid; nevertheless, increasing college costs may be constricting our…

Generally, need-based financial aid improves students' academic outcomes (Nguyen, Kramer & Evans, 2019). However, the largest source of need-based grant aid in the United States, the Federal Pell Grant Program (Pell), has a mixed evaluation record (Bettinger, 2004; Rubin, 2011; Marx & Turner, 2018; Park & Scott-Clayton, 2018;…

This article is an analysis on higher education state agencies in eight states in the Midwest and upper South. Analyzing these state agencies through a qualitative case study design, the purpose of this article is to develop an understanding on how a region might define and measure college affordability. The findings highlight that there is a…

This study explored perceptions of African American college students concerning barriers to enrolling in higher education institutions, focusing on a public comprehensive regional university in Kentucky, using interviews and focus groups. The focus of the research pertained to ACT testing requirements, home and school support systems, and the role…

Trellis' Student Financial Wellness Survey (SFWS) seeks to document the financial well-being of post-secondary students and provide institutions with a detailed profile of the financial issues their students face, some of which could potentially impact their success in college. This report details aggregated findings for the 89 colleges and…

Although prior research has suggested that some students may be averse to taking out loans to finance their college education, there is little empirical evidence showing the extent to which loan aversion exists or how it affects different populations of students. This study provides the first large-scale quantitative evidence of levels of loan…

Like the federal Pell Grant program, need-based state grant programs are designed to increase access to higher education among low- and moderate-income students. A growing body of research indicates that adequate funding is a necessary but not sufficient condition for successfully achieving this goal. Aid programs that are easy to understand and…

The designation "low income" is often assigned to students who are Federal Pell Grant eligible; however, family incomes for these recipients range from $0 to as high as $60,000 (Baum & Payea, 2011). Over 93% of all zero expected family contribution (EFC) students have a family income of $30,000 or less and constituted 67.4% of all…

Student loans are a crucial aspect of financing a college education for millions of Americans, yet we have surprisingly little empirical evidence concerning individuals' unwillingness to borrow money for educational purposes. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using…

"Looking Closer" is the eighth biennial report to SREB states on their progress in meeting SREB's Challenge to Lead goals for education. Each customized state report documents progress on both measurable outcomes and state policies. Through effective policy implementation, the goals can help states drive improvements in student…

Policymakers and education leaders in Southern Regional Education Board (SREB) states have been working since 2002 to meet all 12 "Challenge to Lead" Goals for Education. At the same time, SREB states have had to struggle with the toughest economic challenges in decades. Even so, SREB states have succeeded in achieving many of the goals…

The returns that Kentucky can expect on its investments in higher education were examined in an analysis that identified some of the social benefits accompanying earning a degree from a four-year college and established a value for those benefits. The analysis was based on 12 models that were estimated by using datasets from semiannual surveys of…