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Download full textCohn, Jason – Urban Institute, 2022
Racial inequities in higher education and the labor market have led to disparate outcomes in student loan borrowing and repayment by race, with Black borrowers holding more student debt and being more likely to default on it compared with white borrowers. Student loan default, which helps perpetuate the racial wealth gap by disproportionately…
Descriptors: Student Loan Programs, Debt (Financial), Loan Default, Behavior Patterns
Baum, Sandy; Blom, Erica; Cohn, Jason – Urban Institute, 2022
This brief examines the impact of using a system based on multiple metrics that requires institutions to pass three out of four thresholds for student loan default, student loan repayment, program completion, and postcollege earnings. Currently, a very high loan default rate is the only student outcome that disqualifies institutions from the…
Descriptors: Accountability, Student Loan Programs, Loan Default, Federal Aid
