Describes a home equity conversion counseling model in partnership with private sector resources as a possible solution for older Americans who find themselves "house rich but cash poor." Discusses obstacles to widespread acceptance of this concept and future policy implications. (Author/NB)

The author points out the multifaceted aspects of the problems associated with rural women's need for money and financial services and outlines innovative schemes in this area such as the bank for the landless in Bangladesh, a savings and loan cooperative for market women in Nicaragua, and a savings development movement in Zimbabwe. (CT)

Faculty unions are enticing new members and hoping to retain older ones with such extras as low-cost credit cards and insurance programs in addition to traditional collective bargaining functions. (MSE)

This document contains 29 two-page reports on credit, business credit, direct marketing, and real estate data prepared by the credit reporting company, TRW, for consumers. Topics covered are the following: consumer credit reports, how to obtain a copy of a consumer credit report, how credit bureaus compile consumer credit reports, the role of…

The pension-issues committee of the Higher Education Secretariat has issued a report backing an earlier proposal to permit college employees to withdraw more of their accumulated funds at the time of retirement as a one-time funds-transfer benefit, but dropping a call for potential withdrawal at any point during a career. (MSE)

Describes a program called Faith, Finances, and You, which aims to help parishioners of St. Albert the Great in Ohio become better stewards in their personal and financial lives. Program involves a series of workshops that were adjusted according to participant feedback. The parish plans to expand the program to schools. (NB)

Reviews contemporary financial counseling programs and their goals. A self-control approach involves the entire family and considers the possibility of other family problems. An intervention program aimed at modifying problem behavior may be developed and budgeting skills may be taught. (JAC)