This document provides the description, summary, and evaluation of methodological procedures and results for the field test of the 1995-96 National Postsecondary Student Aid Study (NPSAS:96). Chapter 1 describes the background, purposes, and scheduled procedures of the NPSAS:96 and the unique purposes of the field test. The NPSAS is a…

The National Association of Student Financial Aid Administrators sponsored the 1998 Survey of Graduate Aid Policies, Practices, and Procedures (SOGAPPP), which asked aid administrators at graduate and professional programs to provide information on the types and sources of financial assistance they distributed to their students during the…

This report on student indebtedness is based primarily on a current study which is measuring the average Stafford loan balance facing students, as well as indicators of payment stress. The study is based on data on about 325,000 loans from the USA Group's entire loan servicing portfolio, which includes both subsidized and unsubsidized Stafford…

Tuition and financial aid affect higher education access and institutional budgeting practices. California's public system has the lowest fees for community college, midrange for the California State University, and highest for the University of California. Although Federal Pell and State Cal Grants soften the tuition burden, the system relies…

This article critically reviews implementation of the National Loan Scholarship Scheme in India. It examines the program's strengths, weaknesses, and problems (e.g., a culture with negative attitudes toward such loans). It concludes that student loans are making little contribution to either the efficiency or equity of higher education in India.…

Explores the rationale for college subsidies in most world economies, treating precollege achievement as an insurable risk. Contract theory considers optimum insurance contracts for this risk and views public finance of college education as providing the insurance. The theory yields conditions on optimum taxes and fees. Rationing by…

Research has examined how college loans affect students, while ignoring implications for families. Recent changes in funding British higher education are consistent with some forms of family assets and obligations, but challenge others. Promotion of privatization and individual investment overlooks the importance of collective private…

The Ministry of Advanced Education (Ministry) provides overall funding and policy direction for British Columbia's public post-secondary education system. The Student and Strategic Services Division, Ministry of Advanced Education requested Internal Audit & Advisory Services to conduct a review of the international education programs at…

The 2004 National Postsecondary Student Aid Study (NPSAS:04), conducted for the U.S. Department of Education's National Center for Education Statistics (NCES), collected comprehensive data regarding how students and their families pay for postsecondary education. The primary objective of NPSAS:04 is to produce reliable national estimates of…

Examines individual high school graduates' postsecondary enrollment decisions, focusing on effects of institutional cost and proximity. Estimates a multinomial logit model of enrollment probability, using data from the 1980 High School and Beyond Survey. Improving vocationally oriented youths' financial accessibility to two-year colleges is more…

A discussion of prepaid college tuition plans, operational in a dozen states, finds that they have proven viable but present problems in three areas: (1) their structure must not redistribute state resources to the relatively wealthy; (2) participation may create pressure on admissions policy; and (3) state legislatures may see the accumulated…

Analyzes data on financing U.S. higher education, especially the role governments, institutions, and families play in meeting college costs. Finds fewer affluent students attending private four-year colleges and an increasing concentration of lower income students at community colleges. Considers implications in light of the rising economic value…

This report discusses the increase in college tuition and related fees at 4-year public colleges and universities from school year 1980-81 through 1994-95 and schools' expenditures over the same period. The report also discusses variations in tuition charges among states, factors contributing to increased school expenditures, and initiatives…

This paper provides a basic understanding of the Pell Grant program and summarizes the evidence regarding its effectiveness. The Basic Educational Opportunities Program, known as the Pell Grant program, began in 1973 as a means of providing disadvantaged students access to a postsecondary education. The Pell Grant program has tried to keep up with…

This report analyzes data from the National Postsecondary Student Aid Study for 1992-93 and 1995-96. The study found that students have turned increasingly to borrowing to cope with rising education costs. The percentage of postsecondary students who borrowed to complete a bachelor's or lower degree increased from 41 percent in 1992-93 to 52…