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Carlin, Bruce Ian; Robinson, David T. – Journal of Economic Education, 2012
The authors use data from a finance-related theme park to explore how financial education changes investment, financing, and consumer behavior. Students were assigned fictitious life situations and asked to create household budgets. Some students received a 19-hour financial literacy curriculum before going to the park, and some did not. After…
Descriptors: Consumer Education, Consumer Economics, Literacy, Financial Services
Mandell, Lewis; Klein, Linda Schmid – Journal of Financial Counseling and Planning, 2009
This study examined the differential impact on 79 high school students of a personal financial management course completed 1 to 4 years earlier. This study used a matched sample design based on a school system's records to identify students who had and had not taken a course in personal financial management. The findings indicated that those who…
Descriptors: High School Students, Consumer Education, Money Management, Consumer Economics
Hathaway, Ian; Khatiwada, Sameer – Federal Reserve Bank of Cleveland, 2008
In this paper we provide a comprehensive critical analysis of research that has investigated the impact of financial education programs on consumer financial behavior. In light of the evidence, we recommend that future programs be highly targeted towards a specific audience and area of financial activity (e.g. home-ownership or credit card…
Descriptors: Program Evaluation, Money Management, Consumer Education, Consumer Economics
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Bavier, Richard – Journal of Policy Analysis and Management, 2008
A recent series of papers has renewed interest in the question of whether consumption data are superior to income data for poverty measurement. Although the Census Bureau has provided researchers with an experimental series of variables that can produce a comprehensive income measure, this resource has not been fully exploited in previous…
Descriptors: Poverty, Income, Money Management, Consumer Economics
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Devane, Ben – E-Learning, 2009
In the midst of the worst economic crisis since the Great Depression, there exists a deficit of compelling financial education curricula in urban schools that serve financially vulnerable working-class students. Part of a design-based research investigation aimed at creating culturally-relevant financial literacy learning environments, this study…
Descriptors: Urban Schools, Discourse Communities, Money Management, Discourse Analysis
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Gorin, Stephen – Health & Social Work, 2006
In recent years, conservatives have promoted health savings accounts (HSAs) as a way of addressing the growing cost of health insurance. HSAs were introduced under the Medical Modernization Act of 2003 as "an alternative to traditional health insurance." They are at the heart of an effort to replace the current system of insurance with…
Descriptors: Health Insurance, Social Work, Consumer Economics, Health Care Costs