The insurance premium rates that guaranty agencies charge student borrowers under the Guaranteed Student Loan program were analyzed by the U.S. General Accounting Office. The Higher Education Amendments of 1986 established a maximum rate (3% of the principal loan amount) that all agencies could charge student borrowers. Comparisons were made of…

The growth of the Student Loan Marketing Association has brought with it new financial products and services, including use of secured lines of credit to fund individual institutions' loans to parents, the Parent Loans for Undergraduate Studies, loans to states, and expanded purchase and commitment options. (MSE)

Enhanced magnetic strip cards and "smart cards" offer varied service options to college students. Enhanced magnetic strip cards serve as cash cards and provide access to services. Smart cards, which resemble credit cards but contain a microchip, can be used as phone cards, bus passes, library cards, admission tickets, point-of-sale debit…

The Indigenous Australian population is not only considerably younger than the non-Indigenous population but is also on the rise. The challenge for many is to provide the kind of education that equips young Indigenous Australians with the necessary skills for managing their money. This challenge is further compounded, as the adult Indigenous…

Many crucial questions need to be answered before a college embarks on a construction project and makes a substantial financial commitment. Computer modeling techniques can be used to make even complex project feasibility analyses. Available from Peat, Marwick, Mitchell & Co., 345 Park Avenue, New York, NY 10154. (MSE)

Provides information on "free money" books so that librarians can help patrons seeking resources for financial help. Discusses where to find information on federal government grants; funding sources for home loans and business start-ups; and health care resources. Lists several publications that may be helpful resources of financial aid.…

Designed to provide an overview of the nature and focus of activity in the fledgling videotex industry in the United States and Canada, this updated and extended report presents in-depth reviews of 26 projects which reflect the involvement of such industries as publishing, retailing, agriculture, banking, other financial intermediaries,…

Identifying and obtaining external funding for two-year colleges require an approach which is consistent with the particular scope and mission of such institutions and which takes into consideration the priorities of funding agencies. Faced with divergent functions and financial/staffing constraints, two-year college development officers must not…

This article presents arguments in favor of the federal government providing loans directly to higher education students (without intermediate lenders and secondary markets). It explains loan funding, processing, fund dispersal, college responsibilities, and remaining legislative hurdles. It attempts to dispel myths, such as that direct loans…

This publication is a timely reminder of the innovative ways in which universities are providing skilled graduates for all sections of the economy. Working with employers is key to this; as the higher education (HE) sector begins to operate in a competitive market, employer-led provision will enable delivery of the skills that the labour market…

This document was prepared in response to the 1973 Minnesota legislature request to "prepare a detailed plan for a fiscal accounting and reporting system of program expenditures for elementary, secondary, and area vocational schools." The plan addresses the organizational and procedural changes, financial resources, and time necessary to…

The development of Georgetown University's program to help dental students manage their financial affairs is described. The program, using the general economic profile of the student body on which the school's financial aid policy is based, is an effort to address the increased level of indebtedness of its students. (MSE)

The U.S. Department of Education Student Financial Assistance (SFA) outlines its three major objectives for fiscal year 2000 in its progress report. The objectives are: 1)customer satisfaction; 2) reduction in the overall cost of delivering student aid; and 3) employee satisfaction. Several new capabilities were added to the Direct Loan servicing…

This booklet contains suggestions to assist Alaskans interested in postsecondary education through the process of selecting a school, a program, and a financial plan. The document proposes as a first step that potential students research fields in which they are interested, talk to people in the field, confer with high school and college…

This paper introduces the concept of assistive financing for assistive devices for persons with disabilities, and describes model programs that have pioneered implementation of the concept in the assistive device marketplace. The assistive financing or loan guarantee concept is presented as a partnership between a private financial institution and…