Suggestions for changes administrators can make to assist students in debt management include (1) administrator willingness to expand his/her role and help other officials accept the change; (2) establishment of programs in financial counseling, debt management, and debt counseling; and (3) exploration of creative ways to finance educational…

Discusses the legal obstacles, especially in view of the Bankruptcy Reform Act of 1978, to the practice of withholding transcripts from students who owe debts to a college or university. Available from Willamette University College of Law, Salem, OR 97301. (Author/IRT)

The trend in rising tuitions at law schools is documented as is the increasing reliance of students on loans to finance their legal education. Among concerns raised are that the need to "hustle" to make ends meet will present problems in maintaining standards of professionalism. (DB)

Responding to the cost debate, higher education must look carefully at all the ways its institutions serve the public, then work together to convey that message to labor, business and industry, public officials, school teachers, parents, and others, building constituencies among those with a stake in higher education's success. (Author/MSE)

The history and dynamics of reparations for African Americans are explored. The lack of current research and writing on the subject in sociology and political sciences journals is contended to be a conspiracy of silence in academia on the subject of restitution for 500 years of oppression. A program of reparations of three kinds is suggested: 1)…

A proposal written by a group of economists suggests investing a portion of the Social Security surplus in a revolving loan fund designed to enable American students and workers to finance their own post-secondary education, vocational training, or re-training. The plan would make available to every American a line of credit to finance the costs…

A portion of a brief filed in the United States Court of Appeals to appeal a judgment in Handsome v Rutgers University is provided. The case involved a student's prohibition from reregistering and obtaining transcripts due to unpaid loans. The argument and statement of the standard or scope of review are included. (MLW)

This brief statement offers 10 questions for consideration by American Dental Association (ADA) officials and others concerned with the burdensome indebtedness graduates often incur for their dental education. Questions ask for assessments in such areas as school operating costs, tuition, school support, loan forgiveness, and how the ADA can help…

The Ontario Student Loan Program has experienced problems with default on student loans, as have loan systems in other countries where governments rely mainly on banks and special departments of quasi-public institutions to monitor or police the borrowers. This report discusses the need for radical modifications of the student loan program to…

A discussion of the problem of student loan defaults places the issue in the context of loan program history and current federal policy. It argues that the situation is more complex than some public officials admit, and that short-term solutions will not effectively address the long-term problem. (MSE)

An alternative system is proposed for college students: provide grants in the freshman year, reduce grants and small loans in the second, introduce work-study in the third along with reduced grants and loans, and further increase loan and reduce the grant with work-study in the fourth year. (MSE)

Students who have their National Direct Student Loans or Guaranteed Student Loans discharged under federal bankruptcy law may encounter difficulty obtaining college transcripts, and should be counseled on these problems. Available from University of Louisville, 2301 Third St., Louisville, KY 40208; $4.00. (MSE)

Acknowledging the necessity of student loan programs, legislative and judiciary efforts have been made to strengthen them. Refusing bar admission to students who have defaulted on loans is especially appropriate action, since lawyers must maintain the highest standards of propriety and justice. (MSE)

The new Australian Higher Education Contribution Scheme allows students to either pay a standard tuition charge on enrollment or defer payment until they are earning at least the current average taxable income. At that point, they incur a debt to the government for the amount deferred and repayment rate is based on income. Conceptual bases and…

Reviews recent data on cost trends in professional (especially legal) education, including interest costs, repayment mechanisms, and the issue of foregone wages. Also examines placement data and the ability to repay and refinance college indebtedness, as well as the developing relationship among college cost, credit cards, and consumer finance.…