These two issues are designed to provide secondary school educators with a greater knowledge of insurance and access to teaching materials regarding insurance and to provide students with information about insurance and insurance careers. The following feature articles are included in the newsletters: "Life Insurance: Why and When People Buy It" (D. P. Marsh); "You, Too, Can Teach Teens about Insurance--With No Yawns!" (Ellen Thrower); "Families, Automobiles and Homes of the Future" (State Farm Insurance Companies); "Toni Goes from Office Help to Officer during Oregon Mutual Career" (Julie Laverde); "What Is a Reinsurance Company?" (John Foulds); "Why High Rates Happen to Good Drivers" (California State Automobile Association); "Graduated Licensing: Is This an Answer?" (Insurance Institute for Highway Safety); "Before You Pack for College, Check Your Insurance Coverage" (Esther Peterson); "Insurance Education Foundation's National Advisory Council of Secondary Teachers Inaugural Meeting"; "Embraced by Affectionate Family" (Ayako Yamamoto); "Revitalizing Neighborhoods across the Nation" (Insurance Information Institute); and "Trends in Costs of Goods, Services and Insurance" (reprinted from the "Insurance Information Institute 1995 Fact Book"). Both newsletters contain annotated lists of classroom resource materials and news briefs from the Insurance Education Foundation. (MN)