This packet contains three issues of "The Insurance Educator," a newsletter published for high school educators as a means to improve the understanding of insurance and its role in society through the education of teachers and students. Some representative articles include the following: "Protecting Your Bike from Theft"; "Tornadoes: Be Prepared";…

A high-profile liability case concerning a fatal ice-climbing accident provides the background for this discussion of liability issues in adventure activities. A brief history of outdoor adventure litigation, emerging trends, and how outdoor guides can protect themselves and their clients is presented. Guides should candidly describe the risks…

Examines the defenses of contributory negligence and assumption of risk for protection from liability for school athletic injuries. Advises school personnel to adhere to court decisions that define what schools owe their athletic team participants: (1) instruction; (2) supervision; (3) equipment; (4) medical treatment; and (5) selection and…