The 10 chapters of this book on the effects of the federal student loan program focus on five major issues: first, that expanding access to postsecondary education is in the national interest; second, the inconsistency in student loan policy; third, increasing federal regulation of higher education; fourth, the fact that rising costs are making…

This report examines the four program activities that account for two-thirds of delinquent debt owed to the Federal government: the Department of Education's Federal Family Education Loan Program (FFELP) with $20 billion and the housing programs of the Departments of Housing and Urban Development (HUD), Veterans Affairs (VA), and Agriculture that…

Provides excerpts from President Clinton's address to the 1995 American Association of Community Colleges Convention. Discusses the importance of education in economic recovery and of community colleges in providing educational opportunities to nontraditional students. Reviews government initiatives to improve education, such as Tech Prep,…

The federal Guaranteed Student Loan programs provide low-interest, long-term loans to students with demonstrated financial need to help them pay for their postsecondary education. The number of loan defaults and the associated federal costs are increasing; this handbook is an effort to protect students, increase accountability, and reduce default…

The complex rules and regulations of the student financial aid industry have alienated and confused both students and parents, especially those from lower income families. Unless simplified, the financial aid application process will continue to act as a deterrent to participation in the U.S. educational system. Families managing to overcome the…