Nine recommendations are offered for making the Teachers' Insurance Annuity Association (TIAA) and College Retirement Equities Fund (CREF) more attractive and competitive retirement investment vehicles for college faculty. They include broadening of account choice, fund transfer and management options, and counseling services. (MSE)

A university needs to put to best use the experience, wisdom, and capacities for reflective and integrative thinking that can be found among those older faculty that have been previously forced to retire. Many older academics can do a lot to fill gaps in interdisciplinary and problem-oriented research. (MLW)

The dangers to higher education also represent important opportunities for growth and creativity. State level coordinating and governing boards need to examine their leadership responsibilities, the role of new technologies in higher education, and the appropriate response to faculty retirement patterns in the near future. (MSE)