Student borrowing for higher education has increased dramatically, and some students begin their adult lives with considerable debt. Financial burden measures should be incorporated into student loan repayment requirements and used to adjust either monthly or annual repayments or the period of repayment. Reducing debt burden would help make…

A study of the effects of tuition discounting practices on European-American and African-American college students (n=42,793) found that differences in student price response to tuition helps explain differences in persistence rates in the two groups. African Americans were found to be substantially more responsive to tuition than were European…

Presents a statistical record of African American progress in higher education in the United States, including equity issues, the state of racial inequality, and financial needs. Comparative trends are provided concerning population, health, academic testing, and participation in sports between African Americans and whites; enrollments in…

Discusses lessons concerning the financing of higher education drawn from previous recessions and describes the differences inherent in the current recession and its potential impact on growing college enrollments, particularly the increasing demand from low-income and minority students. (EV)

This study examined the distribution of financial aid among financially dependent four-year college students and the effectiveness of different types of financial aid in promoting student persistence and timely bachelor's degree attainment. The findings of descriptive statistical and logistic regression analyses using the NCES Beginning…

The crisis of education is one of the most pressing problems in the world today. Russia's crisis in this sphere has taken on the character of an emergency owing to the unprecedented wholesale cutbacks in budget funding. In this article, the authors discuss the commercialization of Russia's higher education, leading to its degradation and threat to…

President Bill Clinton used the declining default rate on college student loans as a basis for proposing tax breaks for college costs. Reduced defaults have saved taxpayer money and helped reduce the federal deficit. Over 150 colleges and universities, including 25 private institutions, risk losing eligibility for federal grant and loan programs…

A study of families' means of paying for college using data from the National Postsecondary Student Aid Study strongly indicates that part of the process of deciding how students should pay for college is the parents' college financing experience. These effects appear in patterns in parent contribution, amount of financial aid received, and use of…

Argues for the comprehensive revision of funding relationships and mechanisms in British higher education, based on the principle of entitlement to lifetime learning. Outlines and discusses the concept of a Learning Bank to manage funding equitably, create a credit-based system of learning, provide flexibility through individual "learning…

A discussion of the influence of finances on students' decisions to enter medicine or pursue low-paying careers in primary care or clinical investigation looks at three factors: medical school costs, the magnitude of student indebtedness, and the effects of indebtedness on career choice. (Author/MSE)

The 1987 National Postsecondary Student Aid Study was used to compare four alternative approaches for assessing the influence of price subsidies on within-year persistence by graduate students. Conclusions include tuition charge has a substantial negative influence on persistence; and comprehensive packages (grants, loans, plus assistantships)…

Examines the total direct and indirect effects of receiving financial aid on persistence to degree using a subsample of 1989 freshmen from the Beginning Postsecondary Student Survey. Analysis shows that although simply receiving financial aid is unrelated to persistence, the effects of financial aid on persistence appear to depend on type and…

A study of graduate and professional student within-year persistence, based on the 1993 National Postsecondary Student Aid Study, compared three models of the impact of financial aid on persistence. It was found that financial aid significantly and positively influenced within-year persistence, with comprehensive aid packages having the greatest…

A study analyzed demographic, socioeconomic, and financial factors in enrollment behavior of accepted applicants to Iona College (New York). Financial aid had a positive impact on enrollment decisions (excepting upper-income applicants): for every $1,000 increase offered, probability of enrollment increased 1.1 to 2.5%. Work-study was not…

Describes the new system of financial aid at Princeton University, which is designed to blunt Princeton's image as a school for wealthy students and to increase enrollment of gifted students from working class families. Whether this will in fact increase enrollment of black students at Princeton is questioned. (SLD)