Research has examined how college loans affect students, while ignoring implications for families. Recent changes in funding British higher education are consistent with some forms of family assets and obligations, but challenge others. Promotion of privatization and individual investment overlooks the importance of collective private…

Despite substantive research at the national level, local institutional information on students who work off campus while enrolled full time has been sparse. After considering the need for local studies examining the causes of term-time employment and employment's role in persistence, this research explores the appropriateness of using total…

Financial assistance for individuals attending college has existed in this country almost as long as higher education itself. Institutions awarded many of the earliest scholarships based on students' academic merit, with consideration often given to financial need. This practice was carried into the twentieth century, largely by private elite…

After four months of work, a national panel studying why colleges cost so much has reached the conclusion that American higher education is, for the most part, a bargain. Republicans originally asked the commission to focus on cost containment. The commission's membership is dominated by educators. Panel recommendations emphasize explaining to…

A July 1996 public opinion poll shows that Americans, particularly those likely to have children reaching college age, sharply overestimate the cost of a college education. As a result, some may not explore financing possibilities further. College officials must be more direct with the public about the economic realities of higher education. (MSE)

Between 1991 and 1994, college student borrowing increased by 28% annually, higher than the national rate. The highest rates are among older, part-time, independent, and minority students. Rising debt and rising costs predict a growing problem of indebtedness among students. Social and economic consequences could be severe if this trend continues.…

Discusses the financial needs of community college students. Focuses on the types of aid they currently receive, problems surrounding financial aid for community college students, and alternative ways in which community college leaders can help alleviate the gap between costs and aid for their students. (34 citations) (AJL)

Introduces the issue, with the following themes: (1) the increased importance of higher education; (2) policies, issues, and attitudes affecting access to higher education in the 1980s; and (3) the questionable effectiveness of junior colleges. (DM)

An economic squeeze is being placed on colleges and universities through reduced federal and state aid to education. Discusses the history of financial aid, who is considered needy, whether accepting a student loan is wise, the new Direct Loan program, prepayment loans, using college debt to your advantage, and future trends in financial aid. (JBJ)

A study of 1,058 full-time undergraduate students at 4 British universities investigated characteristics of those working during the school year, why they work, and contribution to student income. It found that conventional research focus on earnings and hours is limiting, and that broader employment profiles should be identified and linked to…

This article examines problems with the student loan program from an institutional perspective, in the context of reauthorization of the Higher Education Act of 1965. It raises questions for evaluating reform proposals; presents seven key principles for student loan reform; and offers suggestions for a pilot program addressing direct lending,…

This article reviews student loan programs around the world; notes the problem of financial inefficiency, particularly in developing nations; discusses strategies to improve loan program performance, such as program targeting and avoidance of hidden subsidies; and considers alternatives to student loans based on principles of deferred payment. (DB)

This article describes current structures of educational finance in Uganda (where college students are supported by the government, whereas families must pay a substantial portion of elementary and secondary costs); considers arguments for increased cost recovery and the introduction of student loans; and examines obstacles to student loans in…

A study compared the costs and funding of higher education in 15 European countries, focusing on the quantitative role public funding plays in covering the overall costs of higher education and the qualitative function of public support in shaping the student's role as dependent, investor, or citizen. Wide divergence in national approaches to the…

A study examined relationships between ratings of college services and program quality among 57 pairs of business students and their parents. Correlations between student and parent ratings were small. Parents who believed they had greater influence over college choice were more satisfied. Parent satisfaction was also related to amount of parental…