Correlations were determined between use of the Lifetime Learning Tax Credit (LLTC) and a variety of demographic variables. Found that most LLTC users live in households from higher income brackets, and that adults with undergraduate degrees most often claim the LLTC. Minorities appear to be underrepresented. (EV)

Examined student financing of undergraduate education in U.S. postsecondary institutions, including types and sources of financial aid by type of institution, price of attendance, and student characteristics. Financial aid played a major role in the financing of undergraduate postsecondary education in 1999-2000, with more than half of…

Responses from 187 adult students at Ruskin, a British residential college, found over two-thirds in debt from returning to education, 38% had debts prior to enrollment, 40% work as well as study, over 60% reported financial concerns adversely affect their studies, and many are being affected by government changes in welfare benefits and student…

Explores historical trends in college admissions and financial aid; poses some questions for higher educational policy makers to consider; and offers a benchmark against which to measure practices as the competitive landscape of college admission and financial aid shifts. (Author/MKA)

Analyzed data from the 1992-93 and 1995-96 National Postsecondary Student Aid Study (NPSAS) and found that the 1992 amendments to the Higher Education Act were associated with an increased tendency to borrow at the federal limit, particularly among undergraduates from middle-income families. (EV)

Explores why California's ambitious new aid program, Cal Grants, misses its goals and shortchanges older students; millions in grants go unused while students complain of having eligibility taken away. (EV)

The continued growth of the Latino college-going population challenges college and university pesonnel to become better informed on the issues that affect persistence of this diverse group of students. This article reviews the current understanding of those personal, environmental, involvement, and socio-cultural factors influencing student…

Using the National Center for Education Statistics' "Baccalaureate & Beyond Longitudinal Survey," a nationally representative sample of 1992-1993 college graduates, this paper examines the relationship between educational debt burden and student race, ethnic, gender and income characteristics 4 years after receiving the bachelor's degree. The…

This study investigated the differences between demographic, enrollment, academic, and self-directed learning characteristics of completers and noncompleters in online courses at one community college. The study also obtained students' self-reported reasons for not completing their coursework. No significant differences were found in the…

Describes ways to cope with the costs of higher education, including comparing how different colleges award and structure aid packages, paying off debts, and otherwise managing assets. (SK)

Describes how, with the stock market falling and tuitions at public colleges rising, states' prepaid tuition plans face potential difficulty in paying out their contracts. (EV)

Examined student financing of graduate education and first professional education in U.S. postsecondary institutions, with particular attention to student use of teaching and research assistantships. Data are from the National Postsecondary Student Aid Study. (SLD)

Describes how a debate over increasing the limits on student loans--rather than spending more on grants--is growing, as reauthorization time approaches for the federal Higher Education Act. (EV)

Similarities are drawn between trends in climbing costs for medical care and higher education. Possible effects of a prospective payment system for higher education are discussed. Colleges and universities are encouraged to retain the public trust by holding to their primary educational mission. (DB)

This article urges the financing of higher education by the Tuition Advance Fund, under which any undergraduate degree candidate is advanced money to pay for his or her education. The money is later repaid through a payroll-withholding tax administered by the Internal Revenue Service. It argues that such a plan would be an improvement in both…