Many important issues are being debated including but not limited to student debt reduction, a national policy for K-14 that may include free community college education, and the creation of new federal funding policies in the form of federal matching or maintenance of effort policies that hold state legislatures more accountable for maintaining…

This article explores the college-choice processes of two college students who graduated high school from rural areas in New York State. Hossler and Gallagher's (1987) three-stage model of the college-choice process was used as the theoretical framework for this study. To gain in-depth knowledge about students' predisposition, search, and choice…

The experiences of first-generation college students (FGCS) can guide the development of effective practices for supporting and retaining these students. Open-ended interviews with 10 FGCS produced themes related to challenges and strategies for success. Applied thematic analysis identified barriers in school, home, and work settings, including a…

The financial aid process extends beyond once a student submits the Free Application for Federal Student Aid (FAFSA) application. Scholars have found that the financial aid process can be cumbersome, especially for minoritized students. What is unclear in the literature are the additional hurdles students encounter to obtain financial aid. I…

Using data from four waves of the National Postsecondary Student Aid Study (NPSAS) in 2004, 2008, 2012, and 2016, this study examines the effect of the PGIB on veterans' student loans. Results indicate that the PGIB has significantly affected veteran students' borrowing behavior, with an average $1,100 reduction in Stafford Loans. Veteran students…

In a time of increasing economic inequality, lower levels of government investment in higher education, and rising tuition costs, students vying for a college degree experience financial concerns as important influences on their college experience. An emerging body of literature has focused on the relationship between student finances and academic…

Administrative burdens scholarship has explored the factors influencing bureaucrats' perceptions and administrative discretion when entitled individuals seek policy benefits. Few studies, however, have recently investigated such phenomena with undocumented youth immigrants. Drawing from online web surveys and conducting a mixed methods study, I…

This paper investigates the possible opportunity cost of using standard college savings plans against the advantages of using debt to pay for college. In addition, it presents a practical argument for using debt in place of college savings plans in certain instances. By doing so, investors may not only be able to mitigate the difficulty of saving,…

The 2011 Budget Control Act eliminated the in-school interest subsidy for graduate and professional students borrowing under the Stafford Loan Program. As a result, starting on July 1, 2012, graduate and professional students borrowing Stafford Loans became responsible for the interest accruing during their in-school deferment period. This study…

Introduction: The present work is based on the theoretical model "Expectancy Value" of achievement motivation, and from a socio-cognitive perspective. Its objective is to describe achievement behavior in the classroom context of students from different cultural backgrounds. Method: A post-hoc study was carried out with 310 participants…

College affordability concerns have led to new "solutions" for financing college costs, such as income share agreements (ISAs). Drawing on a racialized understanding of academic capitalism, we explore the intersection of higher education, markets, and the state in how ISAs are marketed by two public universities. We find ISAs are…

Some high school seniors who plan to attend college in the fall following graduation do not enroll. This phenomenon, known as summer melt, contributes to lower educational attainment, particularly among low-income students. We extend the literature on summer melt in two ways. First, we show that melt estimates can be sensitive to measurement…

This paper presents an exploratory analysis of the funding mechanisms for higher education across sixteen countries which builds upon existing work on educational institutions, educational outcomes, and welfare regimes. We focus upon the current financing dilemma within the Irish higher education system, seeking potential solutions within an…

Students are experiencing difficulty with online learning because it requires infrastructure, such as internet access that needs to be purchased. This study examined whether online lectures increase or decrease family/student expenses on education using a qualitative approach. Data on education expenditures were collected by interviewing 736…

This mixed research study focused on the selection criterion and guidelines used by the Higher Education Students Financing Board (HESFB) in granting students loan scheme to University Students in Uganda with a sample from Makerere University. Findings revealed that the majority of the loan beneficiaries are aware of these guidelines and one to…