Distribution of federal expenditures for interest benefits, special allowance payments, default claims reinsurance, and administrative cost allowances among over 61,000 borrowers is described, including in-school, grace and repayment periods by institution type, years enrolled, dependency status, and family financial circumstances. (Author/MSE)

A mail survey was conducted of alumnae or students who left Sweet Briar between 1979 and 1986. The study was to solicit information about attitudes toward educational loan debt which could be used in counseling current and prospective students, evaluating award packaging policies, and responding to legislation affecting student loans. (MLW)

The effect of indebtedness (undergraduate loan burden) after college graduation on the decision to pursue a graduate degree was studied for 899 individuals from the High School and Beyond study. Level of undergraduate debt was not a significant choice determinant. Some limitations of the methodology are discussed. (SLD)

Two possible types of loans for undergraduate study are outlined (loans to cover fees only and loans for living costs), and suggested repayment schemes and need analyses are given. Some notes are given on the administration of such a program. (MSE)

Discusses the use of technology in solving compound interest-rate problems that can be modeled by linear relationships. Uses a graphing calculator to solve the specific problem of determining the amount of money that can be borrowed to buy a car for a given monthly payment and interest rate. (MDH)

Issues that are relevant to promoting the intellectual potential and trained competence of the U.S. population are addressed. Important concerns include the following: preventing retardation among unborn children and young children; providing essential early childhood experiences through programs such as Head Start; and insuring literacy among…

Reviews historical trends in the academic abilities of education majors, considers the importance of such abilities in teachers, suggests factors affecting attitudes toward educational careers, discusses past proposals for attracting academically superior students to teaching, and suggests offering forgivable loans to superior students who will…

The problem of dental student indebtedness is examined, including trends and patterns in cost of dental education, the relationship between tuition and level of indebtedness, and effects of student debt on enrollment and attrition. Strategies for use by students and institutions to reduce student indebtedness are offered, and the role of…

Seven plans for financing higher education's expansion in the United Kingdom are described, analyzed, and compared, particularly as each addresses three issues: student loan program design; tuition; and student loan repayment. Criteria for evaluating the plans include efficiency, equity, and implications for stability of public spending. The…

The examination of current and future trends in educational debts incurred by law students concludes that economics will force increasing numbers of law school graduates to emphasize wealth maximization at the expense of public service with resultant decreases in access to legal services for low- and middle-class clients. (DB)

The paper stresses that large debts, when coupled with discriminatory employment patterns and the self-selection of minorities into public service work, may discourage prospective minority law students. Government subsidies to groups likely to include significant numbers of minority attorneys are recommended. (DB)

The Americans with Disabilities Act affects administration of college student financial aid in areas such as need analysis, determination of satisfactory academic progress, enrollment status, and loan cancellation. Compliance requires an understanding of the definitions of disability, reasonable accommodation, academic progress, and enrollment…

A study of 180 defaulters and 907 nondefaulters on federal loans at a private 2-year college found that withdrawal from college, gender, race, age, high school rank, and college grades were significantly correlated with default status. Division choice, borrowing characteristics, and reasons for leaving college did not correlate with default…

A study investigated (1) college students' perception of their knowledge and actual knowledge about their student loans (when first borrowed, interest rate, repayment terms) and (2) the relationship between sociodemographic characteristics (age, sex, marital status, ethnic background, residency, academic achievement, major, employment, loan…

"Chronicle of Higher Education" presents an abundant source of news and information for college and university faculty members and administrators. This June 18, 2004 issue of "Chronicle for Higher Education" includes the following articles: (1) "What Would Higher Education Do with $6-Billion a Year?" (Shireman,…