A counseling program prepared for Georgetown University School of Dentistry is described. It trains students in concepts associated with short- and long-term financial planning, banking relationships, credit, business planning and structuring debt into an individual student's lifestyle. (MLW)

Data from an annual national survey of senior medical students regarding their residency plans, postresidency career plans, and level of indebtedness on medical school graduation are reported by specialty, with some narration. (MSE)

Suggestions for changes administrators can make to assist students in debt management include (1) administrator willingness to expand his/her role and help other officials accept the change; (2) establishment of programs in financial counseling, debt management, and debt counseling; and (3) exploration of creative ways to finance educational…

Medical student aid programs tied to a service commitment operate in 31 states. Various payback options are available, the most popular being cancellation of financial obligation through service. Although a major program objective is service in underserved areas, little incentive actually exists for service in low-income areas. (MSE)

Discusses the legal obstacles, especially in view of the Bankruptcy Reform Act of 1978, to the practice of withholding transcripts from students who owe debts to a college or university. Available from Willamette University College of Law, Salem, OR 97301. (Author/IRT)

A discussion of debt burden, particularly for college students and graduates, looks at recent research, discusses borrower perceptions of debt burdens and excessive debt, analyzes debt-to-income ratios, and synthesizes these ideas into a universal model. Data from a 1990 state survey of borrowers by the Iowa College Student Aid Commission.…

The trend in rising tuitions at law schools is documented as is the increasing reliance of students on loans to finance their legal education. Among concerns raised are that the need to "hustle" to make ends meet will present problems in maintaining standards of professionalism. (DB)

Responding to the cost debate, higher education must look carefully at all the ways its institutions serve the public, then work together to convey that message to labor, business and industry, public officials, school teachers, parents, and others, building constituencies among those with a stake in higher education's success. (Author/MSE)

A survey of patient debt management policies of dental programs is reported. The translation of a student's successful performance in a clinic setting to an academic failure based on a patient's failure to pay for services is not legally defendable. Fee collection should not be tied to student academic progress. (Author/MLW)

This paper examines the use of student loans, a capitalist form of educational financing, in a socialist country, the People's Republic of China. Details of the program, including eligibility, loan amounts, interest charges, administration, and repayment terms, are summarized. The paper suggests that major problems may be encountered in securing…

In response to sharply rising student debt, the University of Illinois at Chicago, in conjunction with Wheaton College and the University of Chicago, has helped design microcomputer-driven software to teach students about loan programs, assist in personal financial goal analysis, define expectations, and integrate budgeting and financial planning…

Debtors seeking discharge in bankruptcy of student loans should be aware of certain arguments in their favor: that the burden of persuasion should remain on the creditor throughout; the standard of proof should be the preponderance-of-the-evidence standard; and that burden of production is, for the most part, the creditor's. Recent case law is…

Some state-supported medical school programs have payback and loan repayment programs requiring physician service in rural/underserved areas. Survey of 183 University of Washington medical students from Alaska, Montana, and Idaho found half would avoid attending a medical school with mandatory payback, but half thought such a program would…

The history and dynamics of reparations for African Americans are explored. The lack of current research and writing on the subject in sociology and political sciences journals is contended to be a conspiracy of silence in academia on the subject of restitution for 500 years of oppression. A program of reparations of three kinds is suggested: 1)…

College students today face heavy student loan debt that is intensified by the amount of credit card debt they carry. This study provides a profile of financially at-risk students based on their credit card usage behavior. When compared to the non-financially at-risk students, those in the financially at-risk group were found to have higher…