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Horwitz, Edward J.; Klontz, Bradley T.; Zabek, Faith – Journal of Financial Counseling and Planning, 2019
Despite decades of retirement plan enrollment meetings, many employees fail to fully engage in their employer-sponsored retirement plans. Under the framework of the Transtheoretical Model (TTM) of Behavior Change, this study examines the effectiveness of a financial psychology intervention designed to increase engagement in employer-sponsored…
Descriptors: Intervention, Employees, Retirement Benefits, Participation

Warlick, Jennifer L. – Journal of Human Resources, 1982
Analyses of data from the March 1975 Current Population Survey reveal that Supplemental Security Income participation probabilities are positively related to the level of available benefits. Other factors such as limited information, stigma, and the bureaucratic complexities of the enrollment process appear to be significant barriers to…
Descriptors: Bureaucracy, Data Analysis, Economically Disadvantaged, Enrollment Influences