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Download full textChalise, Lekhnath; Anong, Sophia – Journal of Financial Counseling and Planning, 2017
This study investigated whether spending habits before and during the Great Recession predicted financial distress. Financial distress was defined as failing to make mortgage and non-mortgage loan payments on time. Data from the 2007-2009 panel of the Survey of Consumer Finances revealed that one's prerecession spending habit did not seem to…
Descriptors: Behavior Change, Money Management, Financial Problems, Consumer Economics
Direct linkWebber, Karen L.; Rogers, Sharon L. – Journal of Student Financial Aid, 2010
College student debt and loan default are growing concerns in the United States. For each U.S. institution, the federal government is now reporting a cohort default rate, which is the percent of students who defaulted on their loan, averaged over a three-year period. Previous studies have amply shown that student characteristics are strongly…
Descriptors: College Students, Debt (Financial), Loan Default, Student Loan Programs
