Purpose: The potential effects of implementing three different minimum benefits in Social Security, which have accompanied proposals to privatize the program and reform family benefits, are examined in relation to the adequacy of benefits for women reaching age 62 between 2020 and 2030. Design and Methods: The 1992 Health and Retirement Study is…

Older women, who comprise two-thirds of the retired U.S. population, share substantially less of the $1.3 trillion worth of over 800,000 private and public pension plans by every way of measurement. Of the one-in-five women receiving pension income, some obtain it from their own paid work history, while others are widows and divorced women who…

Examines the relationship between postsecondary education and retirement economic well-being among white and African American women. Finds that after controlling for demographic characteristics and employment-related variables, both white and African American women with postsecondary education were better off economically and relied less on…

This brochure presents the facts about the financial situation of older women. It explains the vital role of Social Security (SS) for women and offers suggestions to improve their financial outlook. A true/false checklist tests knowledge about women growing older and remaining financially secure. These reasons for poorer older women are outlined:…

German people are thinking about how senior citizens, who comprise about 15% of the population, can live a better life. Women predominate among the senior citizens in Germany. Investigators into the educational needs of older women living alone found that a very small number take part in further educational opportunities. Two major problems of…

Provides an examination of the current status of research regarding women and retirement and discusses multiple issues that surround the aging woman and her relationship to the retirement process. Key orientations are discussed in relation to conceptualizing and shaping future preretirement educational programming alternatives. (Author)

Discusses factors that influence women in their daily living (economic and demographic factors, feelings about mathematics ability, risk taking, and locus of control), retirement planning concerns of midlife women, retirement planning strategies and the role of educators in this planning, and social-psychological strategies. (CT)

Statistics reveal that 61% of older Canadian women who are unattached to a male partner live in poverty. Two primary factors why women are especially vulnerable to poverty are their financially dependent status and their inequality in the work force. Even women who have worked outside the home are more vulnerable to poverty in old age than their…

Although the older person's economic stiuation has improved, older women, minorities, and rural residents have incomes significantly lower than those for the older population in general. Older married women may appear to be financially secure, but many of their resources often disappear when their husbands die. Widowhood or divorce endangers the…

This speech focuses on women and private pension plans, such as private pension coverage and smaller benefit amounts. Pension issues affecting women as employees include participation in plans, vesting, break-in service, benefit accruals, integration with Social Security, sex-based actuarial tables, portability, inflation, and individual…

Developments in education, employment, and the courts concerning the status of women are covered in this newsletter issue. Topics include the following: a 1972-1980 study which found that women faculty may not be advancing at the same pace as male faculty members; approval of actions to enhance affirmative action by the Board of Regents of the…

Trends in the labor force participation and unemployment of older workers were reviewed in a study. A declining rate of labor force participation by older men and a growth in participation by older women were noticed. Examination of labor force participation rates by race revealed a higher participation rate for minority women than for older white…

Women are at a disadvantage under both Social Security and private employee pension plans because the retirement systems were set up at a time when most women were non-working spouses of employed men, a condition that no longer exists. Today women workers, divorcees, and widows of retirees often find themselves with inadequate retirement benefits…

This monograph presents articles and materials which examine the relevant theoretical literature pertaining to career counseling services for adults. It reviews alternative ways to deliver career guidance to adults and identifies a set of researchable issues. The two articles in section 1, The Context, address the historical development of people…

A review of technological, political, social, and economic forces affecting the world of work indicates that in the eighties significant changes can be expected in the following areas: the nature of organizations, the relationship between individuals and organizations, the nature of the work force, the nature of the workplace, and the nature of…