To be economically secure, families need both income and assets. Regular income helps families pay for their daily living expenses. In contrast, families need assets to weather financial hardships and get ahead. Assets provide a safety net for coping with unanticipated expenses and emergencies that could otherwise cause significant financial…

The difficulties presently being faced by rural communities in the North Central Extension Region are well known. Many of these communities have economies which are closely tied to farming and therefore suffer economic hardship in direct relationship to those encountered by farmers. However, a dominant characteristic of communities in the region…