This report provides explanations of checks and checking accounts and offers guidelines for their use. Types of checks which are explained include personal checks, negotiable orders of withdrawal, counter checks, universal checks, domestic and international money orders, cashier's checks, and travelers checks. A description of the different…

A bilingual pamphlet containing practical law-related information for recent Russian Jewish immigrants to New York City, this document addresses consumer concerns. Following a brief description of the Newcomer series, 15 questions are listed, each followed by an answer. Questions asked include the meaning of the terms consumer and contract;…

This booklet touches on many topics related to child care consumer education for parents. The booklet begins by defining child care consumer education, discussing this education as a way to provide parents with child care information to assess their needs, locate services, evaluate quality, and choose the best possible care for their children. The…

This report explains savings accounts and low-deposit investments in order to help consumers determine which accounts are right for them. It is divided into the following four sections (topics covered are listed in parentheses): (1) the savings program (setting savings goals, saving regularly, choosing a savings account, interest, the savings…

Explication of the basic law defining the rights and responsibilities of creditors and creditees is given. (LH)

This report presents information on checking accounts, describes how to read a monthly statement from the bank, and provides guidelines for balancing a checkbook. Topics covered include: how banks record transactions; the importance of keeping personal records and of balancing the checkbook promptly; what happens when there are insufficient funds…

This report explains the importance of keeping personal records, describes types of records to keep, and suggests places in which to keep them and ways to organize them. Guidelines are offered for keeping the following types of records: (1) personal documents (family records, wills, passports, diplomas, and social security cards); (2) property…

Guidelines designed to aid in a systematic approach to the selection of hardware and software for classroom use are presented. This information is a portion of the information provided by a Multi Media Training Van supported by the Pennsylvania Department of Education. (MP)

This report tells what information is likely to be in a credit report; how it is collected, filed, and communicated; and how individual rights regarding credit are protected by law. Topics covered include: (1) information generally contained in a credit profile (identification, family status, public record information, credit accounts, and…

This directory lists sources for the funding of assistive technology for people with disabilities. Introductory information urges determination of what assistive technology is needed and the gathering of all necessary information (such as primary and secondary disabilities, employment history, income and expenses, and health insurance) prior to…

Thirty years ago a cashless society was predicted for the near future; paper currency and checks would be an antiquated symbol of the past. Consumers would embrace a new alternative for making payments: electronic money. But currency is still used for 87% of payments, mainly for "nickel and dime" purchases. And checks are the payment…

Asserts that as parents spend less time with their children and try to assuage their guilt by buying children things, the many effects of materialism must be prevented. Children need help understanding that spending time with friends and family is more rewarding than spending money. They need to be taught the strategies of media literacy while…

This report presents guidelines to help homeowners, renters, and condominium owners purchase and maintain adequate insurance coverage for their residences and personal property. Types of property coverage discussed include the following: (1) standard policies and exclusions; (2) special programs (earthquake insurance, federal programs for…

This handbook is intended to help consumers exercise their rights in the marketplace in three ways. It shows how to communicate more effectively with manufacturers, retailers, and service providers; it is a self-help manual for resolving individual consumer complaints; and it lists helpful sources of assistance. The handbook has two sections. Part…

This handbook contains model lessons on consumer education for use with intermediate, junior high, and high school students. The handbook was developed as a result of a grant which the Social Science Education Consortium received to conduct three consumer education workshops for approximately 100 Colorado teachers and school administrators. Many…