This training manual is intended for higher education institutions that process Federal Pell Grants under a new system called the recipient financial management system (RFMS). The RFMS system is part of the electronic data exchange process which allows schools to send and receive Title IV student financial aid application data to and from the…

Presents an approach to calculating the costs of college education to maximize students' human capital. When considering college expenses, students often overlook the opportunity costs of income foregone while pursuing degrees. A true-cost calculation worksheet and a strategy for making true costs salient to students (projecting the number of…

This booklet, designed to help Colorado higher education students make informed decisions about undertaking educational loans, contains information on determining a reasonable debt level, budgeting future expenses, and available loan programs. Following an introduction, Part 1 introduces the reader to the basics of educational loans including…

This brochure contains suggestions for individuals repaying student loans on how they might benefit from Direct Loans, a program which consolidates multiple loans into a single account and offers favorable repayment terms, convenience, financial flexibility, and competitive interest rates. The brochure contains information on factors to be…

This guide for students considering attending a college or career school uses a question-and-answer format to provide practical information on student financial aid available from the federal government. Questions and answers are organized into the following categories: choosing a school; paying tuition and other costs how the Department of…

This document provides useful information to help high school and TRIO counselors advise students about financial aid for postsecondary education. This document focuses on the federal student aid programs administered by the U.S. Department of Education. It includes general information about postsecondary opportunities, and the application process…

The "Student Financial Aid Handbook" explains the policies and procedures required for institutions of higher education to administer federally funded student financial assistance programs properly. This volume clarifies a school's responsibility with respect to Stafford and PLUS loans. These loans are offered through two delivery…

This resource paper provides an overview of student financial aid and discusses the roles and responsibilities of those who play a significant part in the process of providing aid to students with disabilities. The paper also addresses financial aid application procedure and suggests timelines and resources for those individuals who are seeking…

This easy-to-read book with worksheets and instructional guides details a simple organizational portfolio method that has been used for over 6 years to obtain over one-half million dollars in scholarships for migrant students. Following an introduction, chapter 2, "Path of Hard Work," discusses scholarship qualifications such as a 3.0…

This book is designed to help demystify college for children ages 10 to 14 and to answer questions about college that children of this age may have. It also aims to motivate youngsters with varying backgrounds and experiences to take advantage of their opportunities. The book answers: (1) What is college? (2) Why should I think about college? (3)…

This guide, in Spanish, is for students seeking financial aid for attending a college or career school. The guide uses a question-and-answer format to provide practical information on student financial aid available from the federal government. Questions and answers are organized into the following categories: choosing a school; paying tuition and…

This booklet is designed to help prospective college students and their parents estimate college expenses, understand the financial aid process, become educated consumers of financing alternatives, and manage the repayment of education loans. It provides worksheets on how to figure direct and indirect college costs and how to save for college,…

This booklet contains suggestions to assist Alaskans interested in postsecondary education through the process of selecting a school, a program, and a financial plan. The document proposes as a first step that potential students research fields in which they are interested, talk to people in the field, confer with high school and college…

This booklet provides information about the state of Mississippi's Prepaid Affordable College Tuition Program. The state-guaranteed program creates tax-exempt monthly or lump-sum prepayment plans that cover tuition and all mandatory fees at state-supported colleges or universities, are portable to private and out-of-state schools, and can be…

This document answers questions about the EFC (expected family contribution) formula used to determine eligibility for financial aid at institutions of higher education. Questions address the following topics: an explanation of EFC, data sources used in EFC calculations, application processing and student notification, selection of the appropriate…