This guidebook addresses retirement planning for midlife women. Section 1 presents the woman an opportunity to assess herself today in terms of the roles she plays in various aspects of her life and in her relationships with others. It asks her to consider some of her plans, dreams, and things she would like to do in an ideal retirement situation. It also discusses her opportunities to work, travel, continue her education, and volunteer in her community. Section 2 discusses common health concerns of midlife women and wellness strategies to pursue now that will work toward good health later. Section 3 discusses various aspects of financial planning. It presents the "three-legged stool" of a secure retirement: savings and investments, Social Security, and pension benefits. The section concludes with a review of the different kinds of insurance midlife women should consider. Section 4 examines legal concerns including estate planning, divorce or marriage, and discrimination in the workplace. Section 5 discusses housing options for older women, including home ownership, apartment tenancy, and lifetime care communities. Section 6 describes the issues and concerns associated with caring for an aging spouse or parent. A comprehensive questionnaire about one's retirement plans is provided at the end. Appendixes include a 24-item bibliography, a list of 32 recommended resources, names and addresses of 10 organizations, and a list of other resources. (YLB)