This guide has been developed to help teachers plan programs that meet both individual and common needs of all students in personal finance education. It defines the skills and knowledge necessary to function as an intelligent consumer in our complex and rapidly changing economic order. The guide has been developed around five basic concepts:…

The publication represents the result of the Consumer Education Task Force's attempt to develop competencies applicable to a K-12 continuum. It has been designed to provide school district personnel with relevant data to support a comprehensive curriculum development effort; or to support a variety of alternative approaches at various grade…

Consumer health refers to the potential or actual impact upon the consumer, individually or collectively, of any substances, devices, services, or systems that are offered for the supposed purpose of protecting, preserving, or restoring physical or mental health. This book is an effort to help the consumer to choose intelligently in spending for…

Designed for the general public and possibly suitable also for high school economics students, this pamphlet discusses the Consumer Leasing Act. The act requires leasing companies to inform consumers of the costs and terms of their contracts, limits any extra payments at the end of a lease, and regulates lease advertising. The pamphlet focuses on…

This series of 12 short essays with teacher's guides is designed to provide secondary students with practical skills and knowledge of our economic system. Objectives are for students to: (1) identify basic concepts which underlie our economic system, (2) understand how systems operate, (3) analyze strengths and weaknesses of the economic system,…

The purpose of this consumer education module is to provide information and skills, and the ability to raise questions and find answers, while seeking the best automobile or motorcycle buy available for the money. The module may be used for a full or part semester course. The five sections (cars and the consumer, renting and leasing cars, cars and…

Designed for the general public and possibly suitable also for high school economics students, this pamphlet describes the provisions of the Equal Credit Opportunity Act. The act prevents age from being used as the basis to deny or decrease credit to those who otherwise qualify. The pamphlet presents general rules for rating an applicant: (1) a…

Several intermediate performance objectives and corresponding criterion measures are listed for each of six terminal objectives for an 18-week consumer education-home economics course for 10th, 11th, and 12th grade students. Purposes listed for the course are to develop an understanding of the American market system, and how the individual affects…

This grades 4-6 teachers guide is one of five resource guides developed to aid teachers in helping students in South Dakota to achieve a high degree of economic literacy. It is felt that schools must prepare students at all grade levels to develop an understanding of the economy in which they live. This guide was specifically prepared to assist…

This grades 10-12 teachers guide is one of five resource guides developed to aid teachers in helping students in South Dakota to achieve a high degree of economic literacy. It is felt that schools must prepare students at all grade levels to develop an understanding of the economy in which they live. This guide was specifically prepared to assist…

The document presents supplementary material for the planning guide based on the results of a field test conducted in an urban school system and on comments from teachers, aimed at making the activities more relevant to student needs. Activities carried out in the four content areas are described, with teacher comments on their reception by the…

The textbook is intended for use in college methods classes in business education and is a practical how-to-do-it guide containing many examples, illustrations, and techniques adapted from actual classroom observations and experience providing variety, socialization, discussion, and problem solving in the classroom. The text is based on the…

This article recognizes that money is a key problem in retirement and takes the approach that a review of past satisfactions and of future hopes is the best starting point in sound financial planning. Planning aids and worksheets are included. (Author/MLF)

Consumer education may be included in the curriculum in four ways: (1) as a separate course; (2) taught jointly by a home economics teacher and a business education teacher; (3) taught by teams of teachers in home economics, business education, and social studies; and (4) by including consumer education subject matter in a course in business, home…

Designed for the general public and possibly suitable also for high school economics students, this booklet examines the Electronic Fund Transfer Act (EFT), which protects consumers who use debit cards for the electronic transfer of funds. This commercially adapted version of the character in "Alice in Wonderland," uses a story-teller…