Aging is a state of mind as well as body. The stereotypic image of old age is changing with the increasing variety of living patterns and lifestyles of the elderly. The physical and mental indicators of aging are also varied and do not necessarily keep pace with chronological age. The elderly face changes which challenge their physical and mental well-being. Retirement brings with it many changing roles. Changes may occur in family roles, such as becoming a grandparent, and in friendships, social networks, and community involvement. Retirement often means a change in economic status. Some retirees feel free from financial stress while others experience limited income or resources. Older adults can often take advantage of affordable senior housing and discounts offered by transportation systems, restaurants, and entertainment establishments. Older adults may also experience changing behaviors in mind and body, changes in physical health and fitness, and changes in interests and opportunities. Not all of the changes will be positive, but older adults can deal with them and with their new freedoms, experiences, rewards, and challenges if they are prepared to meet them. (NB)