The teacher directed manual suggests lesson plans in the area of consumer education and is designed to provide appropriate basic educational materials for Spanish speaking, educationally disadvantaged students. Originally designed for use in adult basic education classes, each unit contains background material for the teacher, a detailed lesson plan, work sheet masters, and discussion questions. Material which is to be presented orally to the student or read by the student appears in Spanish, with all other material in English. The following topics are presented: Buying on Time, The Retail Installment Sales Contract, Shopping for Money, Getting More for Your Money, Banking Services, Fraudulent Selling, Shopping for Clothing, Shopping for Food, Sales: Discount and Seasonal, and The Landlord-Tenant Relationship. The text to accompany the filmstrip "Getting Credit;" instructions for developing a flipchart titled Shopping for Money; and suggestions for using the illustrations in the manual as visual aids are included. A form for teachers' comments and suggestions on the materials in the manual is appended. (LH)