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Zaber, Melanie A.; Steiner, Elizabeth D.; Arana, Jessica – RAND Corporation, 2023
There are many ways to pay for postsecondary education, and one increasingly common option is an income share agreement (ISA). Under an ISA, the learner promises a share of their pre-tax earnings to a funder for a set period after the learner finishes or stops their program. The learner makes payments only when their earnings are high enough, and…
Descriptors: Income Contingent Loans, Student Loan Programs, Paying for College, Postsecondary Education
Simmons, Helen M. – 1977
Designed to assist professionals who are confronted with clients in need of financial guidance, this financial counseling manual is presented in seven chapters. Chapter 1 focuses on the helping relationship and discusses counselor attitudes, client characteristics, making contacts, and interviewing. Chapter 2 explains the causes of over-extension…
Descriptors: Adult Counseling, Budgeting, Consumer Education, Counseling