This packet contains three issues of "The Insurance Educator," a newsletter published for high school educators as a means to improve the understanding of insurance and its role in society through the education of teachers and students. Some representative articles include the following: "Protecting Your Bike from Theft"; "Tornadoes: Be Prepared"; "Driving Etiquette: Tips for Safer Drivers"; "Welcome Aboard: Florida State University"; "Job News"; "Homeowners Crossword Puzzle"; "What to Do after an Accident"; "Saving Money on Your Automobile Insurance"; "Nine Easy Ways to Frustrate Car Thieves"; "Risk Challenge Summary"; "Passengers Mean Danger for Teen Drivers"; "Volunteers Help Protect Children from Natural Disasters"; and "How to Choose a Safe Car for your Teen." The newsletters include ideas for teachers and classroom activities for teaching about insurance and safety. (KC)