This booklet is designed to help individuals make housing decisions in an informed, rational manner. It is suitable for personal use by adults or for classroom use in junior high through adult home economics or consumer education classes. After helping the reader determine needs and wants and how much money is available for housing, the booklet moves step by step through the processes of renting and buying. It then provides guidance and information for living happily in the home of one's choice. Specific topics covered by this guide include the following: housing needs and wants; renting, buying, or building; housing affordability; housing checklists; types of housing; professionals who can help; purchase arrangements; financing housing; insurance; maintenance, repairs, and home improvements; energy-efficient housing; selling a home; and planning a move. A list of organizations, books, and pamphlets is included in the guide. (KC)