This fact sheet presents an overview of the situation facing older adults with respect to employment and education. Demographic statistics presented on persons over 65 include male-female ratio, proportion living in institutions, years of schooling, percentage with incomes below poverty level, and labor force participation. Implications of these facts are drawn related to work, education, and volunteerism for older adults. Examples of employment, education, and volunteer programs established at both the national and local levels are described. Suggestions for helping older adults take advantage of opportunities are accompanied by a list of five national organizations which can provide assistance. A bibliography of two references and three additional resources, some of which are available from the Educational Resources Information Center (ERIC) system, is included. (DC)