The "Talking Stick" is published bimonthly, six times a year in January/ February, March/April, May/ June, July/August, September/October, and November/ December by the Association of College and University Housing Officers-International. Each issue is divided into three sections, namely: Features, Columns, and Departments. These sections contain articles that provide professional information related to the various aspects of student residence facilities and their related operations. In this issue, Features section includes: (1) Balancing Act: What you need to know about debt financing (C. Joseph Carter and Cynthia P. Balogh); and (2) Making Gender-Neutral Housing Work (Stacy Oliver and Kathryn Magura). Columns include: (1) Goal Setting (Alma R. Sealine); (2) Bringing Academic Resources Closer to Home (Mary C. Jordan, Thomas Germain, and Megan C. Miller); (3) Grant Writing 101 (Barry Olson); and (4) Turn the Page (Emily Glenn). Departments contain: (1) Online Now; (2) Just In; (3) Your ACUHO-I; (4) Transitions; (5) Calendar; (6) Conversations; (7) First Takes; (8) Reporting Out; (9) Welcome; and (10) Snapshot.