This document contains 5 invited lectures, 34 refereed papers, 19 refereed poster abstracts, 10 special topics/invited papers, 15 workshops/ panel discussions, 6 graduate student papers, and 5 roundtables. Selected titles are as follows: "Biotechnology and the Consumer" (Flamm et al.); "Impact of Information on Consumers' Concerns about Technological Innovations" (Slusher, Zhang); "Consumer Expenditure Pattern Differentials between Working-Wife and Non-Working Wife Families" (Wang et al.); "Self Selection and Wage Gaps between Genders and Races" (Fan); "Diversity of Income and Net Worth of the Elderly" (Zhong et al.); "Households' Perceptions of the Severity of an Environmental Crisis and Decision-Making Surrounding the Adoption of Conservation Activities" (Ellis); "Analysis of Factors Influencing Sources and Amounts of Adolescents' Income" (Meeks); "Analysis of Leisure Expenditures in the United States" (Dardis et al.); "Tobacco Consumption Patterns: Implications for Consumer Education" (Bae et al.); "Materialism and Other Consumption Orientations" (Friedman); "Coming Resurgence of the Consumer Movement" (Swagler); "Simple Analytics of Health Fringes and Job Lock" (Kushman); "Approach to Health Care for Family Caregivers" (Lloyd et al.); "Consumer Knowledge" (Folk, Durum); "Information Use and Demographic Characteristics" (Lewis, Mauldin); "Needs Assessment: How Do We Know What To Teach?" (Jenkins); "Older Consumers' Knowledge of Health Insurance" (Prochaska-Cue, Cunningham); "Consumer Behavior of Low Income Persons" (Lewis); "Parents as Consumers of Child Care" (Cude et al.); "Working Parents and Child Care" (Hunts); "Improving Basic Taxpayer Literacy" (Schuchardt et al.); "Current International Consumer Issues" (Charters et al.); "Widening the Crack: Strengthening Consumer and Family Economics Programs" (Metzen et al.); "Contemporary Strategies for Effective Teaching with Applications in the Consumer Area" (Haskell et al.); "Family Functioning and Home-Based Business" (Owen, Stafford); "Benefits of Home-Based Work" (Duncan); "Money Attitude Scale" (Anderson et al.); "Consumer Economics, A Profession Gone Adrift: Some Positive Suggestions for Action" (Garman et al.); "Effects of Child Support on Educational Attainment of Young Adults" (Hernandez, Beller); "Innovative Teaching Techniques for Undergraduate Course" (Jafri, Block); "Teaching Intermediate Consumer Economics Micro-Theory Courses" (Weagley); "Our Global Economy...Implications for Consumer Education" (Dlabay); and "Volunteerism...It Starts at Home" (Douthitt). (KC)