The Guaranteed Student Loan Program (GSLP) and other forms of financial aid are described under the following headings: (1) the Guaranteed Student Loan Program (what the program is; how much and when to borrow; the student loan; the Parent Loans for Undergraduate Students (PLUS) Program; guidelines for the independent undergraduate--the supplemental program (SLA); the needs test; how repayment works; the economics of credit; where to apply; the service agency's role; and the future of the GLSP); (2) campus-based programs (Pell Grant);, Supplemental Educational Opportunity Grant (SEOG); the Perkins Loan (formerly the National Direct Student Loan Program); and college work study); (3) other forms of financial aid (including cooperative education, scholarships, and military and private sources of aid); and (4) financial planning (reasons for planning; how to develop your personal financial plan; and the future of financial aid). A glossary of loan-related terms, a 20-item bibliography and an index are provided. The following are also appended: instructions regarding the Student Aid Report and the filing of applications and other forms; a state-by-state list of Guaranteed Student Loan Program sources; and student loan department payment table instructions and worksheet. (KM)