Many studies have highlighted the limited 'opportunity structures' of working-class undergraduates. However, there have been few studies exploring how students' agentic internal conversations mediate societal structures. Internal conversation is a reflexive process in which thoughts and decisions are considered in relation to social circumstances. This article seeks to further understandings of this reflexivity with 10 female working-class students. Theorisation using internal conversation emerged as an area of interest during interviews where journeys into higher education were narrated, within a larger study about engagement with assessment and feedback at university. Transcripts were analysed through Archer's morphogenetic approach to agency with the internal conversational phases of 'discernment', 'deliberation' and 'dedication'. Analysis indicated that participants demonstrated elements of both 'autonomous reflexivity' and 'communicative reflexivity'. Future studies should further explore the interplay between 'agency for change' and 'agency for stability' in the desire for upward mobility while simultaneously seeking to maintain existing social contexts.