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Johnston, Alison; Barr, Nicholas – Journal of Higher Education Policy and Management, 2013
In this paper, we consider lessons for other countries about the design of student loans with income-contingent repayments (i.e. repayments calculated as "x" per cent of each borrower's subsequent income). Using a dataset of 20,000 simulated lifetime graduate earnings paths, we estimate the cost and distributional effects of reforms in…
Descriptors: Foreign Countries, Student Financial Aid, Paying for College, Loan Repayment
Usher, Alex – Online Submission, 2005
The purpose of this study is to move beyond debates about income-contingency or non-income contingency as a means of loan repayment and focus on the specific nature of the debt burden facing students in different countries. In particular, it will explore how much students in different countries owe in student loan debt, the conditions governing…
Descriptors: Student Loan Programs, Income, Debt (Financial), Loan Repayment