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Direct linkJohnston, Alison; Barr, Nicholas – Journal of Higher Education Policy and Management, 2013
In this paper, we consider lessons for other countries about the design of student loans with income-contingent repayments (i.e. repayments calculated as "x" per cent of each borrower's subsequent income). Using a dataset of 20,000 simulated lifetime graduate earnings paths, we estimate the cost and distributional effects of reforms in…
Descriptors: Foreign Countries, Student Financial Aid, Paying for College, Loan Repayment
Download full textBarr, Nicholas; Johnston, Alison – Centre for the Economics of Education (NJ1), 2010
The British system of student loans has a zero real rate of interest, less than it costs the government to borrow the money. This paper discusses the problems that arise from interest subsidies in the UK system of student loans; systems in other countries, for example Australia and New Zealand, face similar problems. The topic appears to be narrow…
Descriptors: Student Loan Programs, Foreign Countries, Grants, Educational Policy
