Although prior research has suggested that some students may be averse to taking out loans to finance their college education, there is little empirical evidence showing the extent to which loan aversion exists or how it affects different populations of students. This study provides the first large-scale quantitative evidence of levels of loan…

Student loans are a crucial aspect of financing a college education for millions of Americans, yet we have surprisingly little empirical evidence concerning individuals' unwillingness to borrow money for educational purposes. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using…

"Looking Closer" is the eighth biennial report to SREB states on their progress in meeting SREB's Challenge to Lead goals for education. Each customized state report documents progress on both measurable outcomes and state policies. Through effective policy implementation, the goals can help states drive improvements in student…