The majority of Southern states performed below the national average and the average of Organisation for Economic Co-operation and Development countries in terms of the percent of young adults in 2015 who attained an associate degree or higher. This regional profile presents a synthesis of trends in the Southern Regional Education Board (SREB)…

Although prior research has suggested that some students may be averse to taking out loans to finance their college education, there is little empirical evidence showing the extent to which loan aversion exists or how it affects different populations of students. This study provides the first large-scale quantitative evidence of levels of loan…