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Yoonjae Noh; YoonIl Yoon; Sangjin Kim – Measurement: Interdisciplinary Research and Perspectives, 2024
The default risk, one of the main risk factors for bonds, should be measured and reflected in the bond yield. Particularly, in the case of financial companies that treat bonds as a major product, failure to properly identify and filter customers' workout status adversely affects returns. This study proposes a two-stage classification algorithm for…
Descriptors: Prediction, Classification, Accuracy, Risk
Hyemin Yoon; HyunJin Kim; Sangjin Kim – Measurement: Interdisciplinary Research and Perspectives, 2024
We have maintained the customer grade system that is being implemented to customers with excellent performance through customer segmentation for years. Currently, financial institutions that operate the customer grade system provide similar services based on the score calculation criteria, but the score calculation criteria vary from the financial…
Descriptors: Classification, Artificial Intelligence, Prediction, Decision Making
Leech, Irene E., Ed. – Consumer Interests Annual, 1999
This document contains 4 invited papers, 21 refereed papers, 15 reports accompanying refereed posters, 8 reports from invited paper sessions, and 4 reports from invited panel sessions. Selected papers are as follows: "Managed Care Benefits Consumers" (Smith); "The Paradox of Managed Care" (Lieberman); "How Much Is Enough:…
Descriptors: Acquired Immune Deficiency Syndrome, Adult Education, Case Studies, Consumer Economics