South Africa still faces inequalities with regard to access to higher education opportunities. Foregrounding student voices at one university, the paper compares how students from diverse socio-economic backgrounds make decisions about going to university. The focus is on those who have succeeded, but ideas can be extrapolated regarding those who do not make it. The argument draws on Amartya Sen's capability approach to explore individual stories and the interactions between agency and the intersectional conversion conditions of possibility which shape the capability for university access. Narrative interviews show how students are enabled or constrained in their educational decision-making in relation to selves, schooling, family and income. Some implications are suggested for enhancing access, while not making claims for South African higher education as a whole.