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Default Settings: How Ohio Can Nudge Teachers toward a More Secure Retirement
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Aldeman, Chad – Bellwether Education Partners, 2020
For the last two decades, Ohio has given its new public school teachers choices among retirement plans. Early in their employment, they are handed a form that allows them to opt for a traditional pension plan, a 401(k)-style defined-contribution (DC) plan, or a plan that combines elements of each. If they make no affirmative decision at all--that…
Descriptors: Public School Teachers, Teacher Retirement, Teacher Employment Benefits, Retirement Benefits