A partnership between Ohio State University Extension and the Ohio Housing Finance Agency blends effective community outreach with rigorous research. Community outreach of the partners ranges from home buyer education to foreclosure prevention in Ohio. Research projects of the partnership target program design, pilot testing, and evaluation. The…

Few would argue that the time is ripe for financial education in America. Financial products and services are growing in diversity and complexity, the retirement paradigm is shifting, and far too many individuals and families are struggling to make ends meet, often turning to "payday" loans and other high-cost funding alternatives. Low-…

Financial education is essential, yet on average, adults scored 57 percent on basic economic knowledge, according to the "Standards in Economics Survey" conducted in 1999 for the National Council on Economic Education. The Community Affairs Department at the Federal Reserve Bank of Cleveland surveyed financial institutions and community…