This booklet provides North Carolina students with guidelines to the student financial aid programs available to them. The booklet groups programs by source of funding: federal, state, or private. Types of financial aid included are: (1) scholarships and grants, (2) loans, (3) employment opportunities, and (4) entitlement programs. Each program description covers eligibility, value, and application procedures. An appended list provides addresses and phone numbers for North Carolina postsecondary institutions including community colleges, proprietary schools, four year colleges and universities, bible colleges, and seminaries. Includes an index to the financial aid programs. (JB)