This collection of eight papers looks at how a system of loans for lifelong learning in Great Britain and New Zealand might be positioned. It examines where such loans might work best and where they seem inappropriate. In particular, the collection assembles the available evidence about the role and impact of loans in the world of education and training to draw conclusions from that evidence about how policy might be developed. The following papers are included: "Would Loans Help Lifelong Learning?" (Mick Fletcher); "Learning Loans: The Kent and Medway Pilots" (Nicholas Fox); "Loans for Student Support in Higher Education: The UK Experience and Lessons for Further Education and Training" (Nigel Brown); "Lifelong Learning: Who Pays Learns" (Ronnie Ogler); "Some Thoughts on Career Development Loans" (Chris Quarrie); "Loans for Further Education Students: Not the Solution to the Problem" (Claire Callender); "Post-19 Adult Learning and Higher Education in England: Funding Principles and Funding Options" (Mark Corney); and "Student Loans in New Zealand" (Sharon Biggar and Darrren Butterworth). Most of the papers contain reference lists. (KC)