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Kentucky Council on Postsecondary Education, 2016
As college costs continue to rise, student loan default and repayment are issues of increasing concern to students and families, colleges and universities, and state and federal governments. Helping students borrow responsibly and manage their debt are vitally important to maintaining college access and affordability and increasing the education…
Descriptors: Student Loan Programs, Loan Default, Loan Repayment, Paying for College
Kentucky Council on Postsecondary Education, 2018
Financial literacy, or understanding how money is made, spent, and saved in order to make informed decisions, is particularly important during the transition to and through college. Students who have a deeper understanding of finances and how they work are better positioned to make decisions regarding the college or university they attend, what to…
Descriptors: Money Management, Knowledge Level, Consumer Education, Public Colleges
Campbell, Colleen; Love, Ivy – Association of Community College Trustees, 2017
Although default rates have decreased in recent years, community colleges still struggle to keep their rates in check: 18.5 percent of borrowers from public two-year colleges default within three years compared to the national average rate of 11.3 percent. In 2015, the Association of Community College Trustees (ACCT) published "A Closer Look…
Descriptors: Community Colleges, Two Year College Students, Paying for College, Student Loan Programs
Kentucky Council on Postsecondary Education, 2015
Student loans can be a good investment in an individual's future, providing financial access to higher education and improved chances of economic success after college. However, avoiding undue financial obligations and maximizing the return on investment require careful planning and prudent borrowing. Estimating whether the student loan debt…
Descriptors: Debt (Financial), Student Loan Programs, College Students, Loan Repayment
Unbearable Burden? Living and Paying Student Loans as a First-Year Teacher. Policy Analysis. No. 629
McCluskey, Neal – Cato Institute, 2008
It is widely believed that starting public school teacher salaries are too low, and student loan burdens are too high. If true, everyone could be facing a situation in which recent college graduates cannot afford to go into teaching because they will be unable to repay their college debts. Public policies are already being formulated on the basis…
Descriptors: Beginning Teachers, College Graduates, Public School Teachers, Teacher Salaries
Spero, Irene K. – 1986
State-sponsored programs that seek to attract college students to teaching by student financial aid, primarily through loan "forgiveness," are discussed, based on a survey of chief state school officers. The programs have focused on loans, and the most commonly employed form of assistance enables the recipient to repay a portion of the…
Descriptors: College Students, Education Majors, Elementary School Teachers, Eligibility
Lunney, Gerald H. – 1978
The financial condition of independent colleges of Kentucky and eight state universities and the community colleges taken as a unit were studied. Data for the five-year study period 1971-72 to 1975-76 was obtained from forms of the Higher Education General Information Survey (HEGIS) and reports of the Kentucky Council on Higher Education and the…
Descriptors: College Faculty, Community Colleges, Costs, Data Analysis