From 1965 to 1995, the United States, Germany, Japan, and Sweden all experienced a decline in the average age at which workers retire and an increase in the duration of retirement. Sweden and Germany particularly face elder dependency burdens, which may increase in the United States in the coming decade. (JOW)

Japan's employment model has been that of "lifetime employment," especially for male college-educated workers. Under such a system, an individual becomes employed by a firm upon graduation and remains in its employ until retirement. (Author/SSH)